Is postdating a check dating site at canada


30-Jan-2020 10:04

They may not have access to credit cards, forcing them to use the services of a local or regional payday loan company.

To add further risk, payday loans can be rolled over for additional finance charges.

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Whether a post-dated cheque may be cashed or deposited before the date written on it depends on the country.

Sometimes the question arises whether post-dated checks are covered by the statute.

upon presentation.” The crime may be more serious if the check-writer is a recidivist or the amount of the check is very large. Another line of reasoning taken by the courts supporting this view is that bad check statutes do not apply to postdated checks, because such checks do not conform to the definition of a check in the Negotiable Instruments Law, that is, “a bill of exchange drawn on a bank payable on demand.” Other courts, though, have held that postdated checks are within bad check laws . Nonetheless, perhaps there are circumstances under which a worthless check charge would make sense. Finally, if my check to my mechanic had been dated today, it appears that I could be charged with writing a worthless check even if he and I agreed that he would not cash the check until Monday.

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A Canadian bank, for example, is not supposed to process a post-dated cheque and if it does so by mistake, the cheque writer may ask their bank to correct the error.



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